Ólafur is a modest man in his eighties who lives in his own home. One of his grandchildren, Hrafnhildur, often helps him with things that are difficult for him, such as going to the store and paying bills. Ólafur gave Hrafnhildur access to his online bank for this purpose.
A few months later when Ólafur was going to buy himself a new sofa it turned out that Hrafnhildur had regularly transferred money from his account to hers. He does not believe that she has been stealing but when he asks her about this she says she thinks she deserves this and will not pay him back.